Salary Take-Home Calculator

Understand how much you actually take home froms from your salary.

Calculate take-home from Gross or CTC, estimate deductions, and compare multiple job offers with optional approximate tax.

Salary Calculator

Employer Details (for Payslip / Form-16)

1️⃣ Gross Salary → Take-Home

Deductions (Annual)
Want to invest your monthly savings? Try our SIP Calculator to plan long-term wealth.

2️⃣ CTC → Salary Structure

3️⃣ Offer Comparison

⚠️ This calculator provides an estimate based on current income tax slabs. Actual tax liability may vary due to exemptions, perquisites, cess, surcharge, and individual circumstances. This is not a payroll or legal advice.

About This Salary Calculator

This tool helps you understand the difference between Gross salary, CTC, and actual take-home pay. It includes statutory deductions and optional approximate tax estimation for better offer comparison.

About This Salary Calculator

This salary calculator helps you understand the difference between Gross salary, CTC, and actual take-home pay.

It includes statutory deductions like Employee PF, Professional Tax, and an optional approximate income tax calculation for comparison purposes.

For Freelancers & Consultants

If you bill clients for services, you may need to issue GST-compliant invoices. Use our GST Invoice Generator to create professional tax invoices instantly.

How to Use

  1. Enter your Gross salary or CTC details.
  2. Select PF percentage and applicable Professional Tax.
  3. Enable approximate tax if required.
  4. Click Calculate to view take-home salary.
  5. Use Offer Comparison to compare job offers.

Examples

Example 1:
A gross salary of ₹50,000 per month with 12% PF and ₹200 Professional Tax results in a lower take-home after deductions.

Example 2:
A CTC of ₹16 LPA can include Basic, HRA, Employer PF, and Gratuity, which reduces actual monthly take-home.

Example 3:
Comparing two offers with similar CTC may reveal a significant difference in monthly take-home.

Salary Calculator FAQ

What is the difference between CTC and take-home?
CTC includes employer contributions and benefits, while take-home is what you receive after deductions.

Is tax calculation accurate?
No. The tax shown is an approximate estimate based on slab rates.

Does this include all deductions?
Only common statutory deductions are included. Actual salary structure may vary by company.